Car Finance BOSS

 Car Payment Calculator

Deal name (e.g., 2017 Ford Fusion SE)
 MSRPDiscount %
 Negotiated purchase price
 Rebate and Incentive Cash
To lease To finance
 Trade-in value
 Balance owed on trade-in
 Cash down (toward purchase price)
 FEES
Acquisition fee (applies to leases only)
Finance?
Documentation fee
Finance?
Registration / Motor Vehicle fees
Finance?
Other fees (taxable)
Finance?
 LEASE TERMS
Money factor OR Interest rate
Residual Value
% of MSRP OR $ amount
Term (months)
 LOAN TERMS
Interest rate
Term (months)
# months to defer the 1st payment (Due at signing is the default)
Sales Tax % 
TAX RULES FOR LEASES
 Sales tax based on full selling price
 Sales tax due up front
TAXABILITY OF NET COST REDUCTIONS
 Cash-back rebates are taxable
 Trade-in value is taxable
TAXABILITY OF FEES
 Acquisition (Bank) fee is taxable
 Documentation fee is taxable
TAX PAID UP-FRONT or MONTHLY
 Paid Up-front  Paid monthly
LEASE PAYMENT
DUE AT SIGNING
First payment
Cash down
Sales tax
Fees
Total due at signing
LOAN PAYMENT
DUE AT SIGNING
First payment
Cash down
Sales tax
Fees
Total due at signing
Unsaved data will be lost, Ok to Clear?
Unsaved data will be lost, Ok to proceed?
Deal name:
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